Mortgages 101

Understanding the Role of a Mortgage Broker - A Comprehensive Guide for First-Time Homebuyers in Ontario

Understanding the Role of a Mortgage Broker - A Comprehensive Guide for First-Time Homebuyers in Ontario

With the housing market in Ontario becoming increasingly competitive, understanding the role of a mortgage broker has never been more crucial. Jim Cook, Mortgage Broker with TMG, brings decades of award-winning expertise in customized mortgage solutions.

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Beware the FAKE Pre-Approval

Beware the FAKE Pre-Approval

Protect yourself from the embarrassment and emotioonal stress of being turned down for a mortgage when you thought you were pre-approved.

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What is the First Home Savings Account?

What is the First Home Savings Account?

How to save for your down payment and get a tax credit in the process.

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Co-signor FAQs - What Do I Need To Know?

Co-signor FAQs - What Do I Need To Know?

Can a co-signor can help, how does it work, and does this role impact the co-signor in any way.

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Do I Need a Finance Condition?

Do I Need a Finance Condition?

A question that gets asked in uber-competitive markets like ours is “Do I need a finance condition?” or, put another way “Can I Purchase Without Conditions?

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What’s Your Best Rate?

What’s Your Best Rate?

The only real answer to that question is “It depends”.

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Credit Reports are Where We Start

Credit Reports are Where We Start

Poor credit or lack of credit can severely limit what we can do. Let’s talk about how to improve your credit report and score.

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How Do Lenders Make Decisions?

How Do Lenders Make Decisions?

Mortgage approval decisions are made in two steps. 

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Mortgage 101 in 7 Paragraphs

Mortgage 101 in 7 Paragraphs

Are you new to mortgages?  Here is your quick start guide.

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Bruce Power Employee – On Probation – No Problem

Bruce Power Employee – On Probation – No Problem

Probation isn’t always a hard stop with mortgage applications.

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What a first time buyer needs to know

What a first time buyer needs to know

Wherever you are looking, there are some basics questions every first time buyer has.

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Are you on contract or temporary employee?

Are you on contract or temporary employee?

Mortgage rules are different when you are on contract instead of being a permanent employee.

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Mortgage Renewal Is An Opportunity!

Mortgage Renewal Is An Opportunity!

Understand your options at mortgage renewal. There are several.

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Avoid Home Buying Mistakes

Avoid Home Buying Mistakes

Buying a home is exciting. Don’t let emotions take full control. Take some time to ensure it’s the right property for you.

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What Is Bridge Financing?

What Is Bridge Financing?

How do navigate different Closing Dates when buying and selling? It could be with a Bridge Loan

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What Exactly Is a Portable Mortgage? And why should I care?

What Exactly Is a Portable Mortgage? And why should I care?

Is changing homes a possibility during your mortgage term? Make sure the mortgage is portable

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How To Pay Your Mortgage Off Faster and Save More Money!

How To Pay Your Mortgage Off Faster and Save More Money!

Purchasing a home is a big step. Paying off your mortgage as early as possible will be the best investment you can make.

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12 Closing Costs You Need To Know About

12 Closing Costs You Need To Know About

There are many expenses when buying property beyond your down payment. Ensure you budget enough for them

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Don’t Do This Until After Closing – Please

Don’t Do This Until After Closing – Please

Looking for your first home? And, you want to have a smooth and successful home purchasing experience? Then avoid these common first-time homebuyer mistakes.

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Avoid the Top 10 First Time Purchaser Mistakes!

Avoid the Top 10 First Time Purchaser Mistakes!

Looking for your first home? And, you want to have a smooth and successful home purchasing experience? Then avoid these common first-time homebuyer mistakes.

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